Crorepati journey of a young lady who initially doubted mutual funds

I met this young lady in 2015. She was pro real estate. We discussed about mutual funds at length. She was not fully convinced about mutual funds. However, she started off investing in MFs in July 2015. Her confidence in MFs slowly increased. She started investing more money every month and she kept adding whenever she had a surplus.

In June 2022, she even took a loan of 30 L from her employer and invested in MFs through STP route (Money was first invested in debt mutual funds and transferred to equity mutual funds through weekly STP).

This is her journey from 2015 to 2024.

Date	Invested amount as on date	Market value as on date	Profit as on date
31-Jul-15	4,000	4,041	41
30-Sep-15	12,000	11,888	-112
31-Dec-15	20,000	19,860	-140
31-Mar-16	20,000	18,936	-1,064
30-Jun-16	20,000	20,431	431
30-Sep-16	20,000	21,456	1,456
31-Dec-16	21,000	20,622	-378
31-Mar-17	21,000	23,453	2,453
30-Jun-17	21,000	24,840	3,840
30-Sep-17	21,000	26,251	5,251
31-Dec-17	1,51,000	1,66,059	15,059
31-Mar-18	2,81,000	2,78,579	-2,421
30-Jun-18	5,04,000	5,06,130	2,130
30-Sep-18	6,82,000	6,67,353	-14,647
31-Dec-18	7,86,498	7,78,046	-8,452
31-Mar-19	9,28,498	9,58,856	30,358
30-Jun-19	10,77,499	11,12,681	35,182
30-Sep-19	12,54,766	12,84,032	29,266
31-Dec-19	13,53,766	14,56,254	1,02,488
31-Mar-20	15,07,163	12,06,254	-3,00,909
30-Jun-20	16,05,162	15,37,408	-67,754
30-Sep-20	18,15,281	19,11,884	96,603
31-Dec-20	20,26,595	24,68,748	4,42,153
31-Mar-21	20,21,437	26,15,768	5,94,331
30-Jun-21	22,18,819	30,96,662	8,77,843
30-Sep-21	22,22,268	34,38,591	12,16,323
31-Dec-21	22,25,268	34,96,067	12,70,799
31-Mar-22	22,28,268	33,79,180	11,50,912
30-Jun-22	57,31,091	65,30,219	7,99,128
30-Sep-22	55,32,586	66,99,779	11,67,193
31-Dec-22	56,51,844	69,25,163	12,73,319
31-Mar-23	56,45,187	66,87,660	10,42,473
30-Jun-23	58,47,452	77,84,817	19,37,365
30-Sep-23	59,18,216	83,40,669	24,22,453
31-Dec-23	60,31,954	93,24,974	32,93,020
31-Mar-24	60,34,954	97,03,066	36,68,112
10-Apr-24	60,34,954	1,00,40,582	40,05,628

If her journey and this write-up can inspire more investors to build enormous wealth through Mutual funds, then I have done a decent job!

Disclaimer:

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.